Friday, April 22, 2011

Financial Security as a First Priority in Life

A person's first priority in life should be financial security.
Describe a specific situation in which a person's first priority in life might not be financial security. Discuss what you think determines whether or not a person's first priority in life should be financial security.
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Surviving in today's society requires exchanging money for goods and services. We first use this money to meet basic needs, such as housing, food and clothing. Extra finances can be used to purchase other items meant to increase our comfort and diversion in life. Most importantly, having more than enough finances is important as means of meeting emergency needs and other unexpected financial obligations. A person, in general, should seek financial security as a priority in life. Those who do not have families or dependents need not necessarily make financial security the top priority. However, those---especially with children---are morally obligated to seek financial security to meet their family's needs.

In the past, families could make ends meet by living on the land and bartering goods. Society developed in a way where people specialized in certain fields and money became an ubiquitous form of exchange. To meet basic needs nowadays, most people seek jobs that will provide them with financial security. This is especially paramount when obligated to take care of family members who cannot fend for themselves. In order to ensure that children also become financially stable, many parents attempt to save enough money to fund their schooling and college expenses. Indeed, when one chooses to bring new life into the world, he or she should seek financial security as the main priority.

People who come from moneyed families or who are expecting to be bequeathed a large sum of money need not think about financial stability so much---neither does a single person without dependents. He or she has more leeway as far as choosing work and following one's "passions." However, if he or she wishes to start a family someday, it is prudent to start saving and garnering enough funds to become financially stable.

Money has been referred to as the root of all evils. One can use money to commit evil or seek money to the point of stealing from others. However, money is a needed for a person to survive in an era that has largely done away with bartering and/or subsistence living. While single people and heirs/heiresses need not focus too much on financial security in order to survive, those with families are obligated to seek well-paying jobs that will meet the needs of their dependents.

3 comments:

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  2. Totally agree with all your statements, thanks!

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